Working together to make your dream of homeownership come true!

Welcome to the Homeownership Center of Tacoma’s Web Site.

The Homeownership Center of Tacoma (HCT) is a community-based, non-profit corporation established in 1993. Our mission is to foster neighborhood revitalization through homeownership.

HCT builds quality new homes, refurbishes existing homes, and makes homeownership affordable by providing a no interest, no monthly payment second mortgage loan that ensures that monthly payments are tailored to the household’s income instead of the purchase price of the home. In addition, all first mortgage loans have a fixed interest rate which insures a stable house payment.

HCT offers this unique and exciting financing program throughout the City of Tacoma to modest-income home buyers that have not owned a home during the past three years.






Owning your own home is the cornerstone to building wealth and stability. It’s therefore essential that modest-income families be offered this opportunity as a beginning to sound financial growth.

If you are thinking about purchasing your first home, look through our program requirements and consider the Homeownership Center of Tacoma as your partner on the path to affordable homeownership!



We look forward to the exciting day when we can hand you the keys to that first “Home of Your OWN”!