"Had the Homeownership Center not existed I would not be living in my own home - I'd be renting" - Magda

"HCT was really, really important to the purchasing of a house – I don’t think I could have done it otherwise… - Lucas

"Without the Homeownership Center’s assistance I would never have been able to buy a beautiful home like this." - Carol

"I couldn’t have been able to purchase a home on my own, without the second mortgage that HCT provides – that money that they are able to give you , interest free for that amount of time is unheard of... " - Nicole