FINANCIAL COUNSELING
For many individuals and families, getting to a financially strong and creditworthy position to contemplate buying a home can be difficult. With appropriate and customized financial information, strategies, support, and management, many low income and moderate income individuals and families can qualify for a home mortgage in 12 – 36 months.
HCNW also provides comprehensive financial education for individuals and families that may not be interested in buying a home, but need to understand “money systems”, how to save, pay off debt, or determine and reach many other financial goals.
HCNW offers group orientations and one-to-one financial counseling by engaging clients with an in-depth process to reach comprehensive understanding of financial systems, rules, and strategies. Some of the topics that HCNW’s financial counseling program covers include:
HCNW also provides comprehensive financial education for individuals and families that may not be interested in buying a home, but need to understand “money systems”, how to save, pay off debt, or determine and reach many other financial goals.
HCNW offers group orientations and one-to-one financial counseling by engaging clients with an in-depth process to reach comprehensive understanding of financial systems, rules, and strategies. Some of the topics that HCNW’s financial counseling program covers include:
- Detailed credit report review
- Determining Financial Goals
- Creation of a Financial Action Plan
- Household budgeting and day-to-day spending plans
- Debt paydown and debt management strategies
- Creating emergency funds
- Net worth statement creation and management
- Long-term debt management and financial planning